Financial Director

Finance Director

At Wagely

Wagely is the leading financial wellness partner for employers in Asia. Wagely’s holisitic financial wellness platform serves millions of hardworking Indonesians regain control over their financial lives in Asia. The Wagely app provides member employees with Earned Wage Access (EWA), financial education, and other financial management tools to improve their long-term financial health responsibly. Since March 2020, we have implemented Wagely in listed and large local companies - such as Team Group, Pakija, Ananta Companies Ltd, Ananta Group, Urmi Group, and Hamim Group, and others - and are serving thousands of employees across the board in Indonesia and Bangladesh. Founded in 2020 by former Grab and Tokopedia executives, Wagely has successfully raised funding from world-class global investors, Indonesian investors, and family conglomerates. You will be amazed and energized by the diverse backgrounds of our people. We are a team made up of ex-entrepreneurs, ex-founders, and high-achievers who want to make an impact, yet always collaborate and don’t take NO for an answer. We have high bars during our assessment process because we want to inspire and to be inspired by other teammates.

Key Responsibilities

1. Financial Strategy & Leadership

• Own the company’s financial planning and long-term strategy
• Support the CEO and Board on capital allocation decisions
• Build scenario models for growth, profitability, and fundraising

2. Fundraising & Investor Management

• Lead debt processes
• Manage relationships with lenders, investors, and strategic partners
• Prepare investor materials:
• covenant reporting
• due diligence materials
• Negotiate term sheets, covenants, and financing structures
• Coordinate financial DD with auditors and investors

3. Treasury & Liquidity Management

• Manage company liquidity across entities and countries
• Optimize working capital and deployment capacity
• Forecast cash runway and borrowing needs
• Oversee banking relationships and payment infrastructure
• Ensure sufficient funding for EWA and lending operations

4. FP&A (Financial Planning & Analysis)

• Build and maintain:
• budgets
• rolling forecasts
• cash flow models
• unit economics
• Analyze:
• revenue growth
• contribution margins
• CAC/LTV
• portfolio profitability
• cohort performance
• Monitor actuals vs forecast and explain variances

5. Accounting, Audit & Compliance

• Ensure timely and accurate financial reporting
• Manage external audit process
• Oversee IFRS/accounting policy implementation
• Ensure tax compliance across jurisdictions
• Maintain internal controls and financial governance
• Coordinate legal/entity structuring with counsel

6. Risk & Portfolio Oversight

• Monitor portfolio quality:
• PAR30/PAR90
• write-offs
• recoveries
• concentration risk
• Work closely with Risk and Operations teams
• Ensure covenant compliance with lenders
• Support provisioning and ECL methodologies

7. Business Performance & Operational Finance

• Partner with Product and Commercial teams on:
• pricing
• profitability
• new product launches
• employer economics
• Build KPI dashboards and performance reporting
• Improve operational efficiency and margin structure
• Identify cost optimization opportunities

8. Team Management

• Lead finance, accounting, treasury, and FP&A functions
• Build scalable finance processes and systems
• Recruit and mentor finance talent
• Implement finance automation and reporting infrastructure

What We're Looking For

A finance leader who can own capital, cash, numbers, risk, and strategy — not just accounting.

• 10+ years of finance experience, with strong leadership experience in fintech, lending, payments, banking, or tech.
• Proven experience in fundraising, debt financing, treasury, and investor management.
• Strong expertise in FP&A, financial modelling, budgeting, and cash-flow forecasting.
• Experience managing liquidity, working capital, and banking relationships.
• Strong understanding of unit economics, profitability, portfolio performance, and financial risk.
• Solid knowledge of IFRS, audit, tax, and financial controls.
• Experience managing multi-country or multi-entity finance is a strong plus.
• Ability to work closely with CEO, Board, investors, lenders, and business teams.
• Strong commercial mindset with the ability to turn numbers into business decisions.
• Proven experience building and leading high-performing finance teams.
• CA / ACCA / CPA / CFA or equivalent qualification is preferred.
• Comfortable working in a fast-paced, high-growth startup environment.

If you are interested, please send your application to [email protected]. We look forward to hearing from you!